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How to Play Baccarat: A Beginner’s Guide by Fairplay

In this post, you’ll learn valuable tips and strategies to increase your odds of winning big with Fairplay Baccarat. Whether you’re a seasoned player or a beginner, these tips will help you approach the game with a winning mindset and improve your chances of success. From understanding the rules of the game to managing your bankroll effectively, this post will provide you with everything you need to know to win big with Fairplay Baccarat.

How to Play Baccarat

Understanding the Basics of Baccarat: A Primer

The game of Baccarat is a widely known and favored card game that is played in various casinos worldwide. The aim of the game is to obtain a hand that has a total point value that is as near to 9 as achievable. The game is played with a standard deck of 52 cards and no jokers.

Understanding the Basics of Baccarat

Baccarat Basic Rules:

  • Know the value of the cards: In Baccarat, cards 2 through 9 are worth face value. Aces are worth 1 point, and 10s and face cards (jacks, queens, kings) are worth 0 points.
  • Understand the objective: The objective of the game is to bet on the hand that will have a point value closest to 9, or bet on a tie.
  • Place your bet: At the beginning of the game, players must place their bets on either the banker’s hand, the player’s hand, or a tie.
  • Deal the cards: Both the banker and player are dealt two cards each. The dealer deals the cards face-up, and the hand that has the highest total point value wins.
  • Calculate the point total: To calculate the point total, add up the point value of the cards in each hand. If the total point value is greater than 9, then the value of the hand is the second digit of the total. For example, if a hand has a 5 and an 8, the total is 13, but the hand value is 3.
  • Determine if a third card is needed: If the player’s total is less than 6, they are dealt another card. If the player’s total is 6 or 7, they stand. If the player stands, the banker draws another card if their total is less than 6, and stands if their total is 6 or 7.
  • Determine the winner: After the final cards are dealt, the hand with the highest point total wins. If both hands have the same total, it’s a tie, and players who bet on a tie win.

Baccarat Third Card Rule

The third card rule in Baccarat is a crucial aspect of the game that determines whether an additional card should be dealt to the player or the banker. This rule comes into play when the initial two cards dealt to either the player or the banker meet certain predetermined conditions.

Baccarat Third Card Rule

In Baccarat, if either the player or the banker has a total hand value of 8 or 9 with their initial two cards (known as a natural), no additional cards are drawn, and the round ends. However, if neither the player nor the banker has a natural, the following rules are followed to determine whether a third card should be drawn.

Player’s Rule:

  • If the player’s total hand value is 0-5, a third card is dealt to the player.
  • If the player’s total hand value is 6 or 7, no third card is dealt.

Banker’s Rule:

The banker’s actions depend on the player’s decision to draw a third card:

If the player does not draw a third card, the banker follows these rules:

  • If the banker’s total hand value is 0-5, a third card is dealt to the banker.
  • If the banker’s total hand value is 6 or 7, no third card is dealt.

If the player draws a third card, the banker’s actions are determined by the following rules:

  • If the banker’s total hand value is 0-2, a third card is dealt to the banker.
  • If the banker’s total hand value is 3-6, whether a third card is dealt depends on the value of the player’s third card.
  • If the banker’s total hand value is 7, no third card is dealt.

But in online live baccarat, rules for drawing the third card are fixed and predetermined, and both the player and the banker must adhere to them. You don’t need to memorize these rules, as they are automatically applied by the dealer.

Baccarat Side Bet

In addition to the standard gameplay of baccarat, many casinos offer an array of side bets that can add an extra layer of excitement and potential winnings to your baccarat experience. These side bets provide alternative wagering opportunities and can be an enticing option for players looking to diversify their bets and explore different strategies. In this article, we will explore some popular baccarat side bets and how they can enhance your gameplay.

Baccarat Side Bet

Pair Bets

Pair bets are among the most common side bets in baccarat. The objective is to wager on whether the player’s or banker’s initial two cards will form a pair. This means that both cards must have the same rank or value, such as two kings or two sevens. Pair bets offer attractive payouts but come with higher odds, as the likelihood of a pair being dealt is relatively low.

Perfect Pair Bets

Perfect Pair bets take the concept of pair bets a step further by adding the requirement that the pair must be of the same suit. This means that both cards must not only have the same rank but also the same suit, such as two kings of hearts. Perfect Pair bets offer even higher payouts than regular pair bets but are considered more challenging to achieve.

Either Pair Bets

Either Pair bets allow you to bet on the possibility of either the player or banker receiving a pair, regardless of who wins the hand. This broadens the range of outcomes and increases your chances of winning the side bet. The payouts for either pair bet are generally lower than regular pair bets but higher than the main baccarat bets.

Dragon Bonus

Dragon Bonus is another popular side bet in baccarat that focuses on the point difference between the player’s and the banker’s hands. The objective is to predict which hand will have a higher point total or whether it will tie. The payouts for Dragon Bonus bets can vary depending on the point difference and can offer substantial rewards if you make accurate predictions.

Big and Small

Big and Small bets revolve around the total number of cards dealt in a hand. The Big bet wins if a total of five or six cards are dealt, while the Small bet wins if only four cards are dealt. These side bets provide an alternative way to engage in the game and can be particularly appealing to those who enjoy predicting the number of cards in play.

Progressive Jackpots

Some baccarat side bets offer the opportunity to win a progressive jackpot, which accumulates over time and can result in life-changing winnings. These bets usually require an additional wager and may have specific conditions that must be met to qualify for the jackpot. While the odds of hitting the progressive jackpot are typically low, the allure of a massive payout can be highly enticing.

Baccarat Betting Systems

Baccarat Betting Systems

Martingale System

Martingale in online baccarat is a popular betting strategy employed by some players to try and maximize their winnings. The Martingale system is a progressive betting strategy that revolves around doubling the wager after each loss, with the goal of eventually recouping all previous losses and making a profit.

Here’s how the Martingale strategy is typically applied in online baccarat:

  • Start with an initial bet: The player begins with a base bet amount, for example, $10.
  • Place the bet: The player places the initial bet on either the player’s hand, the banker’s hand, or a tie.
  • Outcome determination: If the player loses the bet, the next bet will be doubled. If the player wins, they start again with the base bet.
  • Doubling the bet: After a loss, the player doubles their bet amount for the next round. For example, if the initial bet was $10 and the player loses, the next bet will be $20.
  • Continue doubling after each loss: The player keeps doubling their bet after each loss until a win occurs.
  • Returning to the base bet: Once a win is achieved, the player goes back to the initial base bet and starts the process anew.

The theory behind the Martingale system is that eventually, a win will occur, and the accumulated losses will be recovered. However, it’s important to note that the Martingale strategy is not foolproof and comes with risks. While it can lead to short-term winnings, it can also result in substantial losses if a winning streak does not occur within a reasonable time frame or if betting limits are reached.

D’Alembert System

D’Alembert betting system is a popular strategy used by some players in online baccarat. Named after the French mathematician Jean le Rond d’Alembert, this system is designed to provide a methodical approach to betting in an effort to minimize losses and potentially secure small profits over time.

The D’Alembert system is relatively straightforward to apply in online baccarat. The basic principle is to increase or decrease your bet size based on the outcome of each round. According to this strategy, if you lose a bet, you should increase your next bet by a predetermined unit. Conversely, if you win a bet, you should decrease your next bet by the same unit. The idea is to adjust your bets incrementally, aiming to regain losses and capitalize on winning streaks.

When applying the D’Alembert system in online baccarat, it’s crucial to establish a clear betting limit and stick to it. This will help you manage your bankroll effectively and prevent significant losses. Additionally, it’s wise to practice responsible gambling and not rely solely on any betting system as a guaranteed path to success.

Labouchere System

Labouchere is a popular betting system that can be applied to online baccarat. Also known as the cancellation system or split martingale, Labouchere is designed to help players manage their bets and potentially turn a profit. Here’s how it works:

  • Setting up the System: To apply Labouchere to online baccarat, you need to define a betting sequence. This sequence can consist of any series of numbers you choose, but it’s usually recommended to start with a balanced set of numbers (e.g., 1-2-3-4).
  • Calculating the Bet: To determine your bet amount, you add the first and last numbers of your sequence. In our example (1-2-3-4), your initial bet would be 5 (1+4). If you win the bet, you cross out the first and last numbers from the sequence.
  • Adjusting the Sequence: If you lose the bet, you add the total amount you wagered (5) to the end of your sequence. In our example, the sequence would become 1-2-3-4-5. You repeat this process until you have crossed out all the numbers in the sequence.
  • Completing the System: Once all the numbers are crossed out, you have successfully completed the Labouchere system. The idea is that by strategically adjusting your betting sequence, you can overcome losses and make a profit in the long run.

Fibonacci System

The Fibonacci sequence is a mathematical concept that has found its way into various fields, including gambling strategies. When it comes to online Baccarat, some players apply the Fibonacci betting system in an attempt to enhance their chances of winning.

The Fibonacci sequence is a pattern in which each number is the sum of the two preceding numbers: 0, 1, 1, 2, 3, 5, 8, 13, 21, and so forth. In Baccarat, players who use the Fibonacci system typically base their bets on this sequence.

To implement the Fibonacci strategy in online Baccarat, players start by placing the minimum bet (usually the table’s minimum). If they lose, they move one step forward in the Fibonacci sequence and bet that amount. If they win, they move two steps back in the sequence and bet that amount. The goal is to continue this pattern until they are ahead and can end the session with a profit.

Using the Fibonacci system in online Baccarat requires a sufficient bankroll to accommodate potential losses during a losing streak. Players should assess their own risk tolerance and be aware that no strategy can completely eliminate the inherent house edge in casino games.

Oscar’s Grind System

Oscar’s Grind is a popular betting strategy used in various casino games, including online baccarat. It is a positive progression system that aims to minimize losses while gradually increasing profits. Here’s how Oscar’s Grind works in the context of online baccarat:

  • Set a betting unit: Begin by determining your initial betting unit. This could be any amount you’re comfortable with, depending on your bankroll.
  • Start with the base bet: In the first round, place a bet equal to your chosen unit. If you win the bet, you proceed to the next step. If you lose, you stay in the same unit for the next round.
  • Progression after a win: After a winning bet, increase your bet by one unit and continue to play. The idea behind Oscar’s Grind is to capitalize on winning streaks while minimizing losses during losing streaks.
  • Maintain the bet after a loss: If you lose a bet, do not increase your wager. Instead, maintain the same bet size until you achieve a net profit of one unit.
  • Aim for a profit target: The goal of Oscar’s Grind is to reach a predetermined profit target. Once you have accumulated a net profit of one unit, start over with the initial betting unit and repeat the process.
  • Be cautious: While Oscar’s Grind can be a conservative betting strategy, it’s important to exercise caution. Streaks can vary, and there’s always a chance of encountering a long losing streak, which could impact your bankroll. Set realistic profit targets and manage your bets wisely.

Paroli System

The Paroli Grind is a popular betting strategy used in online baccarat. It is a positive progression system that aims to maximize winnings during winning streaks while minimizing losses during losing streaks.

The Paroli Grind strategy is straightforward. The player starts by placing a base bet, let’s say $10. If the player wins, they double their bet for the next hand, so the second bet would be $20. If they win again, they double the bet again, so the third bet would be $40. This doubling of the bet continues as long as the player keeps winning.

However, if the player loses a hand, they revert back to the base bet of $10 and start the progression again. The idea behind this strategy is to take advantage of winning streaks and protect the player’s bankroll during losing streaks.

The Paroli Grind strategy can be effective when there are frequent winning streaks in baccarat. It allows players to capitalize on these streaks by increasing their bets and potentially accumulating larger profits. However, it is important to note that baccarat outcomes are independent of each other, and streaks can be unpredictable. Therefore, like any betting strategy, the Paroli Grind does not guarantee consistent wins and should be used with caution.

Remember, Fairplay Baccarat is ultimately a game of chance, and there’s no surefire way to win every time. But by following these strategies, you can increase your chances of winning and have more fun playing the game.

How to Play Baccarat FAQs

Baccarat is primarily a game of chance, and there is no guaranteed strategy to win every time. However, some players prefer to use certain betting systems or follow trends such as the Martingale system or the Fibonacci sequence. It’s important to remember that these strategies do not guarantee success and that Baccarat outcomes are independent of previous results.

To play Baccarat on Fairplay, you need to be of legal age 21 and have a registered Fairplay account. Additionally, you may need a stable internet connection and a compatible device (computer, laptop, smartphone, or tablet) to access the Fairplay platform.

Fairplay often provides a betting history feature that allows you to review your past bets and game results. This feature can help you keep track of your gameplay, analyze your strategy, and review your overall performance in Baccarat.

Yes, there are typically minimum and maximum betting limits set for Baccarat games on Fairplay. The specific limits may vary depending on the game variant and the table you choose to play at. Make sure to check the betting limits displayed before placing your bets.


In general, increasing the odds of winning in Baccarat, requires a combination of understanding the rules and strategies, having a solid game plan, and managing your bankroll effectively. There are no guarantees of winning, but by following these steps, you can improve your chances of success. It’s important to remember to gamble responsibly and only wager what you can afford to lose.